Terms and Conditions

Last Updated: July 1, 2023

Welcome to EuroCarInsurance.com. These Terms and Conditions govern your access to and use of the EuroCarInsurance website, including any content, functionality, and services offered on or through the website.

Please read these Terms and Conditions carefully before you start using our website. By using the website, you accept and agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you must not access or use the website.

1. Definitions

In these Terms, the following definitions apply:

  • "Account" means the account created by a User to access and use certain features of our Services.
  • "Content" means any text, graphics, images, music, software, audio, video, information, or other materials appearing on or through the Services.
  • "Services" means the EuroCarInsurance website, blog, information resources, and any related services provided by us.
  • "User" means an individual who accesses or uses the Services.
  • "User Content" means any Content that a User posts, uploads, publishes, submits, or transmits to be made available through the Services.
  • "We," "us," "our," or "EuroCarInsurance" refers to the company operating the Services, registered in Sweden.

2. Account Registration and Use

2.1 Account Creation

To use certain features of our Services, you may need to register for an Account. When you register, you agree to provide accurate, current, and complete information and to update this information to maintain its accuracy. You are responsible for safeguarding your password and for all activities that occur under your Account. You agree to notify us immediately if you suspect any unauthorized use of your Account.

2.2 Age Requirement

You must be at least 18 years old to create an Account and use our Services. By creating an Account, you represent and warrant that you are at least 18 years old.

2.3 One Account Per User

You may not create more than one Account without our express permission. We reserve the right to terminate any duplicate Accounts.

2.4 Account Termination

We reserve the right to suspend or terminate your Account at any time for any reason, including but not limited to violation of these Terms. You may also terminate your Account at any time by contacting our customer service.

3. Intellectual Property Rights

3.1 Our Intellectual Property

The Services and all Content, features, and functionality thereof, including but not limited to all information, software, text, graphics, logos, images, and designs, are owned by EuroCarInsurance, its licensors, or other providers and are protected by copyright, trademark, patent, trade secret, and other intellectual property laws.

3.2 Limited License to Users

We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Services and Content for personal, non-commercial purposes. This license does not include:

  • The right to reproduce, distribute, display, sell, lease, transmit, create derivative works, publish, or sublicense the Services or Content
  • The right to use any data mining, robots, or similar data gathering or extraction methods
  • Any use of the Services or Content that is not expressly permitted in these Terms

3.3 User Content

You retain all rights in any User Content you submit, post, or display on or through the Services. By submitting User Content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content in connection with providing and promoting the Services.

3.4 Feedback

If you provide us with any feedback or suggestions regarding the Services, you hereby assign to us all rights in such feedback and agree that we shall have the right to use such feedback in any manner we deem appropriate.

4. Prohibited Uses

You may use the Services only for lawful purposes and in accordance with these Terms. You agree not to use the Services:

  • In any way that violates any applicable federal, state, local, or international law or regulation
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way
  • To transmit or procure the sending of any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation
  • To impersonate or attempt to impersonate EuroCarInsurance, a EuroCarInsurance employee, another user, or any other person or entity
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Services, or which may harm EuroCarInsurance or users of the Services

Additionally, you agree not to:

  • Use the Services in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Services
  • Use any robot, spider, or other automatic device, process, or means to access the Services for any purpose, including monitoring or copying any of the material on the Services
  • Use any manual process to monitor or copy any of the material on the Services or for any other unauthorized purpose
  • Use any device, software, or routine that interferes with the proper working of the Services
  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful
  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Services, the server on which the Services are stored, or any server, computer, or database connected to the Services
  • Attack the Services via a denial-of-service attack or a distributed denial-of-service attack
  • Otherwise attempt to interfere with the proper working of the Services

5. Reliance on Information

5.1 No Professional Advice

The Content presented on or through the Services is made available solely for general information purposes. We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. The information provided on our website about car insurance is intended as general guidance and should not be considered as professional advice.

5.2 Not an Insurance Provider

EuroCarInsurance is an information resource and does not sell, offer, or provide insurance products or services. We are not an insurance broker, agent, or provider. For specific insurance advice, you should consult with licensed insurance professionals.

5.3 Third-Party References

Our Services may reference or link to third-party insurance providers or brokers. These references do not imply endorsement or recommendation by us. We are not responsible for the actions, services, or products of any third-party insurance providers.

6. Links to Other Websites

The Services may contain links to third-party websites or services that are not owned or controlled by EuroCarInsurance. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that EuroCarInsurance shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.

We strongly advise you to read the terms and conditions and privacy policies of any third-party websites or services that you visit.

7. Disclaimer of Warranties

THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PROVIDED BY LAW, EUROCARINSURANCE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We do not warrant that the Services will be uninterrupted, timely, secure, or error-free, or that any defects will be corrected. We do not warrant any specific results from the use of the Services.

8. Limitation of Liability

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL EUROCARINSURANCE, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE SERVICES, ANY WEBSITES LINKED TO THEM, ANY CONTENT ON THE SERVICES OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

This limitation does not apply to liability that cannot be excluded or limited by applicable law, such as liability for fraud or death or personal injury caused by our negligence.

9. Indemnification

You agree to defend, indemnify, and hold harmless EuroCarInsurance, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Services, including, but not limited to, your User Content, any use of the Services' content, services, and products other than as expressly authorized in these Terms.

10. Governing Law and Jurisdiction

These Terms and any dispute or claim arising out of or in connection with them or their subject matter or formation shall be governed by and construed in accordance with the laws of Sweden, without giving effect to any choice or conflict of law provision or rule.

Any legal suit, action, or proceeding arising out of, or related to, these Terms or the Services shall be instituted exclusively in the courts of Sweden, although we retain the right to bring any suit, action, or proceeding against you for breach of these Terms in your country of residence or any other relevant country.

11. Waiver and Severability

No waiver by EuroCarInsurance of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of EuroCarInsurance to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

If any provision of these Terms is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.

12. Changes to the Terms

We may revise and update these Terms from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Services thereafter.

Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

13. Contact Information

Questions or comments about the Services or these Terms may be directed to us at:

  • Email: [email protected]
  • Mail: EuroCarInsurance, Sveavägen 56, 111 34 Stockholm, Sweden
  • Phone: +46 70 123 4567

By using the EuroCarInsurance website, you acknowledge that you have read these Terms and Conditions, understand them, and agree to be bound by them. If you do not agree to these Terms and Conditions, you must not access or use the website.